Finding Housing as an International Student

Securing comfortable, safe, affordable housing is one of the most important tasks you will face when arriving in the US. Here is a practical guide to your main options and what to expect.

Option 1: On-Campus Dormitories

Most US universities offer on-campus housing (dormitories or residence halls) to enrolled students. For international students in their first year, living on campus is strongly recommended because it is within walking distance of classes, includes a meal plan, puts you in daily contact with other students, requires no credit history or lease negotiation, and is generally secure.

Dormitory housing typically adds $12,000 to $18,000 per year to your costs. To apply, complete the housing application as early as possible after committing to your school — popular dorms fill up quickly.

Option 2: Off-Campus Apartments

Many students — particularly in their second year and beyond — rent apartments off campus. This can be more affordable and gives you more independence. Most landlords require a security deposit (typically one to two months' rent) plus first and last month's rent upfront. Leases are typically 12 months.

Some landlords require a US co-signer — someone with US credit history who agrees to pay your rent if you cannot. If you do not have a co-signer, some landlords will accept a larger security deposit instead.

Finding apartments: University off-campus housing offices maintain listings of local landlords who rent to students. Websites like Zillow and Apartments.com list available units.

Option 3: Homestays

A homestay involves living with an American family, typically in a private room in their home, with meals included. This can be a great option for students who want immersion in American culture and a more structured living environment. Your university's international student office may maintain a list of vetted homestay families.

Option 4: University-Affiliated Apartments

Many universities own or manage apartment buildings near campus that are available to students at rates below the private market. Ask your school's housing office about availability.

Renter's Insurance

Wherever you live, consider purchasing renter's insurance — a low-cost insurance policy (typically $10–$25/month) that covers your personal belongings in case of theft, fire, or water damage. It is not required but is highly recommended.